Specialized Coverage
E.M. Ford & Company currently provides insurance for all types of businesses and industries. We are committed to providing our clients with the best coverage, pricing and service in the industry. Whatever your business, we will dedicate the necessary resources to finding the best solution for you.
We have expertise in the following special areas:
Contractors
Contractors come in all shapes, sizes and specialties. Homebuilders, Commercial Builders, Plumbers, HVAC, Electrical, Masonry, Roofers and Restoration Specialists all have specific coverage needs. From Installation Floaters and Environmental Liability to bonds, we have the knowledge and companies to help you.
Schools
Public and Private K-12 schools, colleges, vocational and business schools each have risk factors that need special attention and policy language. The staff at E. M. Ford & Company has many years of experience identifying these factors and matching the companies to meet these challenges, in the most effective and efficient way. From football fields to biology labs, from body shops to kindergartens, the risks are many and varied.
Governmental Entities
Governmental Entities, whether a city, county, water district, health department or industrial park, have distinct state and federal laws to be concerned with. E. M. Ford & Company has a long history of providing coverage for public entities with very unique needs.
Social Services/Nonprofits
Although not all social service agencies are nonprofit, many are. Serving the needs of specific and special segments of our society is rewarding and comes with its own set of risks. Individuals, employees and volunteers alike need to have the peace of mind that they are protected. Our staff cares deeply about bringing the right coverage in the most efficient way to this group.
Hospitality
Providing rest, food or entertainment to the public takes hard work, expertise and capital. E. M. Ford & Company utilizes several companies to provide specific coverage needed by the hospitality industry. We will help you protect your investment and provide loss control tools required to minimize the day-to-day exposures.
Agribusiness
Collectively associated with the production, processing and distribution of agricultural products, the agribusiness industry consists of many different types of businesses. E. M. Ford & Company can work with you to tailor the proper insurance program for your agricultural needs.
We help obtain Agribusiness coverage for industries that include implement dealers, egg/broiler producers, farm centers, row crop farms, cattle farms, grain storage, fruit/vegetable growers and packers, wineries/vineyards and food processors/distributors.
Medical
Hospitals to single practitioners, the medical field is growing in both personal and technological expertise. E. M. Ford & Company can write the OCIP (Owner’s Controlled Insurance Program) for new hospital construction to the office package for a doctor and the professional liability for each. Dentists, Pharmacists, Optometrists, Suppliers and Distributors are part of the wide array of medical providers we work with.
Energy
Energy is the lifeblood of our society. Electricity production, gas and oil production and coal mining are all important forms of the energy industry E. M. Ford & Company has years of experience with. The emerging green energy technologies are also growing as a percentage of our energy needs. Both the traditional and new have evolving regulations and risk factors that have to be addressed. We have been providing coverage in the Energy industry of over fifty years.