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About Our Agency

EM Ford provides comprehensive insurance options.

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

At EM Ford, you get affordable products based on your needs—not ours. We work diligently to find the most competitive rates, the most rewarding investment strategies, and the best coverages from a variety of carriers.

Our mission is to protect your assets, secure your future, and provide you with the peace of mind you deserve.

We embody unwavering integrity, excellence, and a client-focused approach, while fostering teamwork and embracing curiosity. With our specialized expertise in risk management, employee benefits and wealth management, our goal is to deliver personalized solutions tailored to the unique needs of each client. We are dedicated to making a positive impact in the communities we serve, delivering personalized comprehensive solutions, and driving innovation.

Whether you are in the market for personal insurance such as home, auto, or life, or business insurance for your e-commerce, school, manufacturing, or trucking business, we’ve got you covered. We have the experience, knowledge, and a broad range of products to craft the best options for you.

You can expect to receive the outstanding service you deserve and the right strategies for your insurance and financial needs.

Agency Awards and Accomplishments
  • Recipients of 2015 Chamber Business of the Year in (11-50 employees category)
  • We have been running for over 94 years — we opened in 1925
  • We are a 4th generation family-owned business
  • We have 2 Office Locations — Owensboro and Henderson, KY
  • We staff over 30 knowledgable Advisors & Service Professionals
  • We are proud members of BIGN (Beyond Insurance Global Network)
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Our history of service speaks for itself.


We prize peace of mind above all. Everything we do extends from that core value.


From generation to generation — this business is personal.


Whether it be our clients or ourselves, we care about commitment.

EM Ford was established in 1925 and is now one of the largest, family owned, independent insurance agencies in the state of Kentucky. Even with our growth, our philosophy has remained the same—providing quality products and personal attention.


years in business




experienced advisors


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry, serve as your advocate from selecting coverage through filing a claim, and are readily available to assist and work with you on financial planning services.


Our advisors have a strong passion for insurance and financial services. We are here to protect what you value most in business and in life. We treat our customers like family.

At EM Ford, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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Owensboro, KY Insurance

600 Frederica Street
Owensboro, KY 42301

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